Terms of Service

1. Acceptance of Terms

By accessing and using SECCX PRO ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our credit card validation platform and related services provided by SECCX PRO ("we," "us," or "our").

2. Description of Service

SECCX PRO provides:

3. User Accounts

3.1 Account Registration

To use our services, you must:

• Be at least 18 years old or have parental consent
• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use

3.2 Account Responsibilities

You are responsible for:

• All activities that occur under your account
• Maintaining the confidentiality of your password
• Ensuring your account information is current
• Complying with all applicable laws and regulations

4. Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms.

4.1 Prohibited Activities

You may not:

4.2 Compliance Requirements

You must comply with:

• All applicable data protection and privacy laws
• Payment card industry standards (PCI DSS)
• Anti-money laundering regulations
• Export control and sanctions laws

5. Payment Terms

5.1 Subscription Plans

We offer various subscription plans with different features and pricing. All prices are subject to change with 30 days' notice.

5.2 Billing and Payment

• Payments are processed monthly or annually based on your plan
• All fees are non-refundable except as required by law
• Failed payments may result in service suspension
• Taxes may be added to your bill as required by law

5.3 Cancellation

You may cancel your subscription at any time through your account dashboard. Cancellation will take effect at the end of your current billing period.

6. Intellectual Property

6.1 Our Rights

SECCX PRO and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

6.2 Your Rights

You retain ownership of any content you submit to our services. By using our services, you grant us a limited license to use your content solely for providing the services.

6.3 Restrictions

You may not:

• Copy, modify, or distribute our proprietary software
• Use our trademarks without written permission
• Remove or alter any copyright notices
• Create derivative works based on our services

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Service Availability

8.1 Uptime Commitment

We strive to maintain 99.9% uptime for our services, excluding scheduled maintenance and force majeure events.

8.2 Maintenance

We may perform scheduled maintenance with reasonable notice. Emergency maintenance may be performed without notice to ensure service security and stability.

8.3 Service Changes

We reserve the right to modify, suspend, or discontinue any part of our services at any time with reasonable notice.

9. Limitation of Liability

9.1 Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.

9.2 Limitation of Damages

In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use.

9.3 Maximum Liability

Our total liability to you for any claims arising from these Terms shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless SECCX PRO and its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Any unauthorized use of your account

11. Termination

11.1 Termination by You

You may terminate your account at any time by contacting us or using the cancellation feature in your account dashboard.

11.2 Termination by Us

We may terminate or suspend your account immediately if:

• You violate these Terms
• You engage in fraudulent or illegal activities
• You fail to pay fees when due
• We discontinue the service

11.3 Effect of Termination

Upon termination, your right to use the services will cease immediately, and we may delete your account and data in accordance with our data retention policies.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

13. Dispute Resolution

13.1 Informal Resolution

We encourage you to contact us directly to resolve any disputes before pursuing formal legal action.

13.2 Arbitration

Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization].

13.3 Class Action Waiver

You agree to resolve disputes individually and waive any right to participate in class action lawsuits.

14. Changes to Terms

We may update these Terms from time to time. We will notify you of any material changes by:

• Posting the updated Terms on our website
• Sending email notifications to registered users
• Displaying prominent notices on our platform

Your continued use of our services after changes become effective constitutes acceptance of the updated Terms.

15. Contact Information

If you have any questions about these Terms of Service, please contact us: